I'm Sid. Your Mortgage Broker

Sid Larson
Mortgage Broker
NMLS: 1548872

Committed to giving you all the support and guidance you need to find the right mortgage options for you and your family.

There are a lot of loan options – let’s find the right one for you.

Whether you're looking to buy, refinance, or grow your real estate portfolio, we've got you covered with the right loan products to fit your needs.

Conventional Loans
FHA Loans
Jumbo Loans
USDA Home Loans
VA Loans (Veterans Affairs)
Additional Loan Programs

Where Can We Help You Thrive?

Are you looking to buy your first home? Need help managing your mortgage payment? Trying to figure out how to afford that renovation? Whatever your situation, we've got the answers.

What my clients say...

5/5
5 reviews
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My lender is better than yours!
Wow, what an incredible experience! Sid Larson is the only lender I will ever work with again! Thanks so much Sid Larson!
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Absolutely wonderful!
Sid Larson provided a cash-out refinance within 3 weeks from my call. We were informed all along the way.
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Very happy!
We are first-time homebuyers and Sid Larson took very good care of us. We are very happy and would recommend him!
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Excellent experience!!
Sid Larson was always there to assist at any time of the day and worked diligently to make sure all was taken care.
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So impressed!
Sid Larson was amazing I am so impressed! So knowledgeable and extremely helpful and professional throughout the process.

The answers to all your mortgage questions...

Committed to giving you all the support and guidance you need to find the right mortgage options for you and your family.

Do I need to save for a 20% down payment?
No! With FHA loans you can get approved for as little as 3.5% down, VA and USDA loans can offer you $0-down options, and with Private Mortgage Insurance (PMI) you can get into your new home with less than a 20% down payment. Whatever your situation, you have options.
Are Pre-Qualification and Pre-Approval the same thing?
No. Pre-qualification and pre-approval are two different things. Pre-qualification means that a mortgage lender has reviewed your financial records and believes you will qualify for a loan. A pre-approval is a conditional committment from a lender that they will lend you the money for a mortgage.
What's the difference between an adjustable and a fixed rate mortgage?
A fixed rate mortgage means that the interest rate is set when you take out the loan and will not change. With an adjustable rate mortgage, the interest rate may go up or down after a certain amount of time. Many adjustable rate mortgages will start at a lower interest rate than fixed rate mortgages.
What is Private Mortgage Insurance (PMI)?
Private Mortgage Insurance (PMI) is a type of insurance you may be required to pay if you are taking out a conventional mortgage with a downpayment that is less than 20% of the home's overall value. If you refinance your home with a conventional loan and your equity is less than 20% of the home's value, you may also be required to pay PMI. Private Mortgage Insurance protects the lender in the event that you stop making payments on your loan.
Can I access my home equity before I finish paying off my loan?
Yes! Your mortgage advisor can help you find the right refinance and reverse mortgage options to help you access your home equity before you've finished paying off your loan. This can help with covering the cost of remodels, college tuition, long-term care plans, and more! Talk to your mortgage advisor to find out how you can access your home equity to cover any of your life's needs.
What do I do if I can't afford my mortgage payment anymore?
The first thing you should do in the event that you can't afford your mortgage payements anymore is reach out to your lender. An experienced mortgage advisor can help you find options, such as refinancing or restructuring your loan, to help you keep up with your payments. Always reach out to your lender to ensure that you can keep up with your payments and stay in your home.

Ready To Start Your Homeownership Journey?

Starting your road to homeownership is literally a click away. Start today!

Sid Larson
Mortgage Broker
NMLS: 1548872